Health maintenance organization (HMO) plan. Preferred provider organization (PPO) plan. The types of health insurance plans you should know are: What are four major options for health insurance? There are two main types of health insurance: private and public, or government. Your PCP will help you plan annual check ups and medical tests to stay healthy. One of the most important abbreviations on your card is P.C.P. Unlike most HMO health plans, you won’t likely need to select a primary care physician, and you won’t usually need a referral from that physician to see a specialist. If flexibility and choice are important to you, a PPO plan could be the better choice. PPOs Usually Win on Choice and Flexibility Does Meritain Health require referrals?įor the best benefits, see specialists that are in the network (called in-network or participating providers). ![]() Let us show you how our innovative and well-rounded approach to lowering total cost of care can help you improve the lives of employees, as well as your budget.
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